...FHA Loans have some of the Lowest interest rates in the Market!

Refinancing with an FHA/VA loan is can be for cash out and up to 95% of the value of your property.

Purchasing a home with an FHA/VA loan can be accomplished with only a 3% down payment (for 97% of the value of the property.)

FHA/VA loans are automatically insured by the federal government and therefore enables you the LOWEST INTEREST RATE AVAILABLE.

To qualify:

You must be able to document that you earn an income (usually with a Social Security award letter, W-2's from your employer, or Tax returns.)

All collections listed on your credit report must be paid off before or during FHA loan.

You can not have declared Bankruptcy within the last 25 months.

FHA Steamline Refinancing:

Do NOT have the standard loan qualification process.

Have less fees and costs than standard refinancing (in any.)

Have Fixed interest rates.

Have Lower interest rates and payments.

Many have NO Appraisal required.